Where the developer live well. Part 4.
So, our fictional character Ivan, an average developer with average knowledge and inquiries, but with an unwearying desire to taste the whole world, continues to travel in search of a real working paradise. Today we will go to countries with large incomes and expensive lives: Israel, Finland and the Netherlands.
The reasons for wanting to go to work in Israel can be a lot: from white beaches to a fairly developed IT sector. "Interesting work and a holiday vacation nearby, what could be better?" - Ivan thought and began to collect suitcases in Israel. According to statistics, the average developer salary there is 247 255 shekels (about 65,400 $). True, this is in Tel Aviv, and the country's average wage is 5.5 thousand less.
Taxes: The tax system in Israel has a differential form and depends on your monthly income. The salary of Ivan will seem to the authorities quite large, so you will have to return to the treasury 84 066, which means that the salary will be reduced to 163 189 shekels.
Features of employment: Israel has a huge number of small companies, consisting of 3-5 people (however, renting offices), and there are successful and self-sufficient offices of almost all IT-giants. And they all need developers. Fortunately, like any average Russian, Ivan has friends of acquaintance living in Israel. Therefore, finding work there was much easier than trying to do it without help. However, I still had to sit down for textbooks and hire a tutor to learn Hebrew for a couple of months. Otherwise, without 5 years of experience and perfect knowledge of the language, it would be necessary to count only on a lucky chance.
Peculiarities of life: It is unlikely that a person planning to move to Israel does not represent the mentality of people inside the country, their habits and way of life. Virtually all stereotypes are true for the older generation, and the young practically has no national characteristics, that in Israel, that in Australia. Therefore, here, with equal success, it is possible, how to live a quiet shutter life, and burn all free time in clubs and bars. Ivan in Tel Aviv for just a year, so he chose the first option: it will save money and health. For food at home, in cafes and restaurants, Ivan will spend almost 54,000 shekars per year. It could have been much less, but how can you limit yourself? However, it is also necessary to leave the house occasionally, and this will cost at least another 16,000 shekels.
Housing: It is possible to live well in Tel Aviv in two places - near the beach and in the center, but Ivan remembers why he came, so he rented an apartment in the Montefiore area, which cost about 72,000 shekels a year. For utilities will have to give back about 9,000. Simple and practical.
Transport: To buy a car for a year in Tel Aviv is meaningless for three reasons: climate, expensive gasoline and uneasy traffic. Plus, there is quite a comfortable public transport. On trips by bus for the year will take only 4,000 new Israeli shekels and another 2,000 by taxi.
Vacation: Where to go on vacation in Israel? Of course to the Dead Sea. Here to the services of tourists a huge number of hotels for every taste. Luxury options are not left, but you can take a strong four with breakfast without any problems. It will cost about 5 800 shekels a week.
The balance is 389 shekels. Enough to go on an excursion to Jerusalem, touch the eternal. And it is not necessary more.
After sunny Tel Aviv, Ivan wanted to cool down a bit his zeal in cool Finland. Vodka, sauna, wonderful racers - that's what else knew about this Scandinavian country Ivan, but it did not stop him. If you can always cross the border. The average developer salary in Finland is 37,890 �. But we are chasing big salaries and big cities, so Ivan goes to Helsinki for a salary of 39,411 �.
Taxes: Taxes in Finland can be very biting and reach 50%. This is especially true for private businesses and people who have real estate on the territory of the country. For Ivan everything will be less sacrificed, the state will have to return only 36%, of which 17.5 - directly income tax, and another 18.5 - municipal. Transferring in real money is minus 14,188 �, which means that in Helsinki, Ivan came to the actual salary of 25,223 �. The beginning is not too optimistic.
Features of employment: Formally get a job for a Russian person in Finland is easier than in any developed country in Europe. But in reality there are many trifles that significantly complicate this process, including bureaucratic red tape on the part of the employer, an independent registration of the applicant's residence permit. However, patience and work - in Helsinki will lead. And: a large number of vacancies contains a point about the necessary knowledge of the Finnish language, so with one English search can be very long.
Peculiarities of life: To understand what it's like to live in Finland, just imagine Germany with all its stereotypes, but without a huge number of migrants. That is, it is purity, order, statehood, punctuality 95% of the time. But sometimes there is Oktoberfest (in Finland it celebrates every vacation), when this northern people likes to have a good rest. So here, too, Ivan can lead his calm, measured way of life, spend on food 100 � per week (5,200 � per year) and another 800 � to postpone on rare gatherings with friends.
Housing: The spread of housing prices in Helsinki is not too big: if on the outskirts of a good apartment will cost you 750-800 �, then closer to the center you will have to pay 100-200 �. In other words, for 930 � (11 160 � per year) Ivan easily found a nice apartment near the center of Helsinki. Utilities, internet and mobile phone will eat another 260 � per month (3 120 � per year).
Transport: There are no problems with moving around by car in the city, as in Tel Aviv, but gasoline costs too much - more than 1.6 � per liter. Even if you can find a good car in the market for ridiculous money, spending on fuel will eat the rest of the budget. But 552 � for travel during the year - a great alternative to these thoughtless spending. Another 450 � we will throw on trips by taxi and out of town.
Vacation: will plunge into childhood and go on a visit to Joulupukki in Lapland - that's what Ivan will do during his Christmas holidays. It is both budgetary (by Finnish standards), and interesting, and working fatigue perfectly removes. Weekly stay in a winter fairy tale and a round-trip way will cost 1,200 �.
Balance: 2 741 �. A good amount to fly to a normal vacation or still change to a car for the second year of work.
There is an opinion that the Netherlands has very good salaries. And it's true, but only if you are a low-skilled worker or your job does not involve high pay. The fact is that the lower fork of the salary lies in the region of 1,500 euros and every six months slightly increases. Well, the average developer with 2-3 years of experience in the Netherlands receives 39,114 �, but there are places with salaries higher. It's not Eindhoven, a futuristic city in the south, and Amsterdam (though it's amazing here). Here the salary of a developer, like Ivan, is 41,804 �.
Tax: taxes in the Netherlands are so high that theoretically they can eat more than half your salary. But practically everything is not so bad: in our case, the tax will be only 42% or 17 557 �, and if Ivan wanted to pay him a mortgage or invested in his own education, the taxes would even decrease. However, Ivan does not intend to do anything about it, so he will receive only 24 247 �. Could be worse.
Job features: In the Netherlands, as in any EU country, there are requirements for maintaining demand among the local population. That is, even if your resume attracted some Dutch employer, then it will just have to advertise in the newspaper, announce a competition for a place, etc. But in fact, much more difficult is the fact that the Dutch with a much greater pleasure will take a graduate of a local university and slightly overpay than to call an unverified specialist from abroad. On the other hand, if the employer has decided to sign you, then no bureaucracy and formalities will stop him. From you only 861 � for registration of documents and visas, and even if this money will not be paid by the future company.
Peculiarities of life: in everyday life in Amsterdam it is difficult to single out something that will knock out the Russian person. Yes, most of the year here is pretty cool, the stores are closed early and often do not work on weekends, fines are high, and there are quite a lot of rules and laws. The cost of the products and the average bill in the restaurant is quite correlated with the rest of Europe, for a day, Ivan will be leaving about 25 �, which for the year will result in an amount of 9 125 �.
Housing: A one-room apartment in the center of Amsterdam costs an average of 1,500 � per month, but if it is good to look for and a little away from water and canals, then you can meet � 1,100 per month. Plus another 120 � per month will have to be given to the communal. Total 14 640 � per year.
Transport: Long live public transport and modest spending on it. On a trip to work every weekday Ivan will spend about 2 �, which for all working days of the year will result in an amount of 520 �.
Leave: For the first time in 4 parts of this cycle to this point, Ivan approached with a negative balance of -38 �. This deficit will have to be eliminated by simple starvation, and vacation. Amsterdam itself is a beautiful city, so why go somewhere?
The remainder: 0. And how did it happen that there was absolutely no money left? Oh, this is the elusive magic of Amsterdam.
Where the developer live well. Part 4.